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Recession Relief

Do You Qualify? Are You Eligible?

If you know where to look and you don't mind putting a little effort into doing it yourself, recession relief is available for just about every aspect of your life.  Both private and government programs may provide fast help for families with underwater homes, large credit card debt or needing money to pay bills. These independent programs may be your best resource for immediate assistance.

Credit Card Debt & Changing Laws


According to experts, the average American family carries a credit card balance of $10,000. New credit card laws that kicked in Feb 2010 along with government bailouts are motivating banks and credit card lenders to quickly settle debt.


Are you eligible?  Complete this 20-second form to find out. You could legally eliminate half of what you owe - without bankruptcy. .



Owe Back Taxes? - Settle it Now

You may be eligible to settle your largest tax debt for pennies on the dollar.

When it comes to Federal and state tax debt issues, most taxpayers are simply not prepared to take on the many confusing issues and extremely complicated system of rules, codes, laws, and regulations. But help is available. If you owe $10,000 or more in tax debt It may be possible to settle your tax debt for a fraction of what you owe. Many of the best tax settlement experts in America now offer a free consultation to help you decide what is best for your individual situation. It's important to act quickly if you want to take advantage the latest regulations and court decisions. The longer you ignore the problem‚ the bigger your tax nightmare will become. Now it's easy to complete one simple form to resolve your tax problem, get the IRS off your back and get on with your life.


Can You Get a Loan Modification?

Loan modification allows homeowners and lenders to change the terms of your loan in order to stop foreclosure. A loan modification is NOT a new loan. For many, it is often the best option for homeowners with bad credit that are behind on their mortgage. You can take on the bank by yourself or you can complete one secure form to get a personalized plan to find out if you qualify. You have no obligation. There is no credit check and no social security number is required. If you owe at least $100,000 and are behind on your payments you may be eligible to stop foreclosure fast, modify your loan, eliminate your back payments and save your home. In some cases you may qualify for government rebates of up to $8,000. In addition, at-risk homeowners may be eligible for assistance from local Section 8, HEAT programs, and other local housing authority assistance programs.


Are You 62 Years Old or Older?

The American Recovery and Reinvestment Act of 2009 raised the limit for government-backed reverse mortgages to $625,500. Now, there are no income, employment or credit qualifying restrictions.  The money you receive is tax-free and you will never make a another mortgage payment while you live in the home. You own your home - not the bank. If you are over 62 years of age, you can get a Free Reverse Mortgage Guide that explains all your options and simplifies the application process.


Restructure Your Mortgage - Keep your home affordable!


If you are current on your mortgage but struggling with the payments, refinancing your home with an FHA, Fannie Mae, Freddie Mac, USDA or conventional fixed-rate mortgage can make your home affordable again and save you thousands of dollars. Homeowners are urged to refinance, restructure or modify your mortgage. Quickly determine if you are eligible for refinance loan restructuring.



Home Value Down? Take 40% or More Off Related Expenses


In just a few months American homeowners collectively saw $3.3 trillion erased from the value of their real estate while at the same time property taxes and insurance remained the same or even worse - went up. While many homeowners struggle to keep their heads above water,  others are actually lowering home payments by bringing insurance and taxes in line with lower home values . . . Take 40% Off Appraisal-Related Homeowner Costs.



Tax Credits, Rebates and Discounts for Weatherization, Home Improvement and Remodeling

The rebate program is similar to the popular “cash for clunkers” program, but doesn’t require a trade-in or exchange. The federal government is offering incentives to home owners who want to update their homes with the latest retrofits. You can get substantial tax rebates for installing more efficient heating and cooling systems, water-saving bathroom remodels and energy-saving kitchen upgrades. The short list of eligible Home Improvement Estimates include recession relief money for major home repairs like replacing old windows or money to install new roofing, new siding and insulating retrofits.

Individual states determine the type of home improvement allowable and amount of your rebate. In addition, some local governments, utilities and Energy Star certified manufacturers are offering additional rebates and discounts. To take advantage of this rebate you should compare bids from local contractors and get all your options.


Need a loan for home improvements?

A good source of funding for your home improvement project may be the contractor you hire. Top home improvement contractors often provide financing or can assist you in finding the best rates and most flexible terms. It's a good idea to get quotes from local contractors first and ask about financing options.


Money for College

If you have been thinking of finally getting the career you've always wanted but thought you couldn't afford, you should know 7 million college and trade school students are expected to cash in on more than $53 billion from the American Recovery and Reinvestment Act.

Eligible schools include universities and colleges as well "distance learning" and accredited online programs so it's perfect for single parents, displaced workers or anyone who is serious about building a better future. Ask a Local school.


Money for a New Car

The "CARS" stimulus program or "Cash for Clunkers" plan officially ended last August 24 at 8 pm. But if you missed this deadline it's not too late to benefit from the initiative and the special offers it spawned. Many auto makers are extending and expanding the popular government offer beyond the deadline with similar promotions funded from their own bailout money and reserves. Ford, Nissan, Toyota, Chevrolet, Honda and Hyundai have also developed their own clunkers rebate programs with more manufacturers and dealers coming on board every day. These offers are not available through every dealer and may vary by location, model and dealership. In addition, some hybrid and high efficiency vehicle purchases still qualify for a credit of up to $3,400.To learn more about how your local dealer can save you thousands with non-government "Clunker" rebates it's not too late to find Participating Dealers.

Need an Auto Loan? 

Even if your credit is less than perfect, you may be able to connect with a lender who can help you take advantage of the deep discounts offered in cash for clunkers programs. And don't forget, you can save even more when you compare auto insurance quotes to save 40% or more!




Start Now! Time is Running Out!


Get a Guaranteed Debt Relief Plan to Legally Eliminate Credit Card Debt

You'll get live training and expert support every step of the way.


Owe Back Taxes? Settle it Now - Get On With Your Life

If you owe $10,000 or more in back taxes - complete one simple form that may resolve your tax problem.


Worried About Foreclosure?

Get a personalized plan that could save your home. (Must owe $100k and be behind on your payments to qualify).


Home Value Down? Take 40% or More Off Your Home Insurance

It just makes sense. Why pay to insure your home's old value?


See if You Qualify for Mortgage Restructuring

No Credit Check and no Obligation. Must owe $100K and be current.



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