Economic Stimulus Money! Do You
Qualify? Are You Eligible?
Here's
ten surprisingly easy ways to do it yourself
News for Public Officials - Updated November 2009
If you know where to look and you don't mind
putting a little effort into doing it yourself, stimulus money is available for just about
every aspect of your life. For many families independent programs may be
the fastest resource for immediate assistance. Private and government programs
may provide fast help for rent, unemployment,
home ownership, help with rising energy costs, money for college, cars and
even credit card debt.
Struggling families nationwide are creating their own bailout programs with help
from
independent service providers who understand the intricacies of private
and government stimulus incentives currently offered through thousands of federal, state,
community and commercial assistance programs.
If you act quickly, you may be eligible to
collect tens of thousands of dollars in direct and indirect recession-busting
grants, incentives, rebates and debt relief.
Although not all of these are part of the
federal stimulus package, independent service providers may often
produce very
fast and very effective help during this economic crisis.
Money to Pay Credit Card Debt
It may be possible to
eliminate 50% of what you owe.
According to the White
House, the average American family carries a credit card balance of
$10,000. In March, President Obama announced, "The days of any time, any reason rate hikes and late fee traps
have to end." This is good news for struggling credit card holders.
Although not part of the stimulus plan, new
credit card laws of 2008, 2009 and proposed laws set to go into effect in 2010
as well as recent government bailouts are motivating banks and credit card
lenders to
quickly settle debt
with debt settlement specialists. You
could eliminate half of what you owe.
On Thursday, August
20, 2009, provisions of the Credit Card Accountability, Responsibility,
and Disclosure Act ("CARD") signed into law by President Obama last May
become effective. "The days of any time, any reason rate
hikes and late fee traps have to end," President Obama said.
Now that the
government is cracking down on credit card lenders, struggling cardholders
need to act fast to see if you may be eligible to quickly and legally
eliminate half your credit
card debt - without bankruptcy.
Complete a 20-second form to get
a personalized debt relief plan.
(Requires Min $10,000 in credit card debt to qualify)
Settle
Your Tax Debt
You
may be eligible to settle your largest tax debt for pennies on the dollar.
The economic crises has left millions of
Americans unable to pay their taxes and feeling hopelessly at odds with
their own government. If you are struggling to deal with back taxes by
yourself, it's hard to know all the tax laws and loop holes that will
ensure you make the right choices. When it comes to Federal and state tax
debt issues, most taxpayers are simply not prepared to take on the many
confusing issues and extremely complicated system of rules, codes, laws,
and regulations. But help is available. If you owe $10,000 or more in tax
debt It may be possible to
settle your tax debt for a fraction of what you owe. Many of the best
tax settlement experts in America now offer a
free consultation to help you decide what is best for your individual
situation. It's important to act quickly if you want to take advantage the
latest regulations and court decisions. The longer you ignore the problem‚
the bigger your tax nightmare will become. Now it's easy to
complete
one simple form to resolve your tax problem, get the IRS off your back
and get on with your life.
Housing Sector Renovation Stimulus
(Help Restructure your mortgage, remodel, renovate, update, buy a home
and lower your payments)
Home Value Down? Take 40% or More Off Your Home Insurance
(and maybe your taxes)
One in six
of all homeowners is now underwater.
In some of the hardest hit areas, more than
80% of homeowners owe more than their home is worth. In 2008 American
homeowners collectively saw $3.3 trillion erased from the value of their
real estate while at the same time property taxes and insurance remained
the same or even worse - went up. While many homeowners struggle to keep their
heads above water, others are actually lowering home payments by bringing insurance
and taxes in line with lower home values . . .
Cut your homeowner insurance by 40%.
Restructure Your Mortgage - Keep your home
affordable!
This
year, one in ten homeowners is facing foreclosure, but new initiatives from
the government and private service providers for
loan modification and refinancing are making home affordable
again for millions of struggling homeowners.
Refinancing,
buying
or modifying your home with an
FHA ,
Fannie Mae, Freddie Mac,
USDA
or conventional fixed-rate mortgage can make your home affordable again
and save you thousands of dollars. In some cases you may qualify for
government rebates of up to $8,000.
In addition, struggling homeowners may be eligible for assistance from
local Section 8, HEAT programs, and other local housing authority
assistance programs. President Obama's administration is urging homeowners
to refinance, restructure or modify your mortgage.
Click here to quickly determine if you
qualify for refinance loan restructuring.
First Time Home Buyers Tax Credit Now
Includes Existing Homeowners
How would you like an extra $8,000 dollars
in your pocket? If you're a new home buyer, the money could be yours. The
$787 billion economic stimulus package signed into law by President Obama
in February makes it all possible. Obama extended and expanded the bill November 6. The
extended bill expands the $8000 first-time
home buyers tax credit program to include a $6500 credit to current
homeowners. With the signing of the bill both existing homeowners and prospective home
buyers may qualify
for the tax credit and up to a $625,000 low-rate loan. The fastest way to
qualify for the flexible credit guidelines, low fixed rates and
security of a government-insured loan is with
authorized lenders providing
FHA Express
Loans
Home Improvement, Renovation &
Energy Assistance
$1500
Energy Assistance for high-efficiency Weatherization, Remodeling, Heating,
and Windows
The home improvement rebate program (Cash
for Caulkers) is
similar to the popular “cash for clunkers” program, but doesn’t require a
trade-in or exchange. The stated goal is to stimulate consumer spending
and smarten up energy use. The government is offering incentives to
home owners who want to update their homes with more efficient
heating and cooling systems, water-saving
bathroom remodels and energy-saving
kitchen upgrades . The
list of eligible home improvements is huge and includes $1500 or more you can use to
replace old windows
as
well as
installing
new roofing,
new siding
and
insulating retrofits. Learn more and find out
how to qualify
from local contractors.
Individual states determine the type of
home improvement allowable and amount of rebate that is available. To take
advantage of this rebate you
should act quickly to
compare bids
from local
contractors
and get all your options.
Need money for
major home improvements?
Your best source to fund your home improvement project may be the
contractor you hire. Top home improvement contractors may provide
financing or be able to assist you in finding the best rates and most
flexible terms. You may want to
get quotes from local contractors and ask about financing options.

Home Appliances
The
"Cash for Appliances" program provides incentives to anyone who wants to upgrade home
appliances to the latest energy-efficient environmentally-friendly models
or make energy efficient home improvements. You don't have to trade in
your old appliances. You will simply receive a rebate when you buy a
qualifying new appliance.
States are at liberty to craft unique program plans that must be approved
by the Department of Energy. States will indicate which Energy Star®
appliances qualify for their programs and the exact rebate amount for each
home appliance.
Eligible appliances qualify consumers
for $50, $200 or more towards the purchase of high-efficiency Energy Star®
rated appliances. The U.S. Department of Energy has set aside $300 million
to pay shoppers who qualify.
To get the most from
your remodeling and home appliance stimulus rebates (including funding from Federal,
State, and Local sources) you'll want to get quotes from
remodeling contractors in your
area.
Money to Supplement Your Retirement
If you're 62 years old or older and need money to pay off
debt, cover medical expenses, or help out the kids you'll be happy to know
Congress has raised the amount banks may pay you while you enjoy your
retirement from the comfort and security of your own home. The American
Recovery and Reinvestment Act of 2009 raised the limit for
government-backed
reverse mortgages to $625,500.
There are no income, employment or credit qualifying restrictions.You own
your home - not the bank and you never make a mortgage payment while you
live in the home. You can get a
Free Reverse Mortgage Guide from
Quicken Loans that explains all your options and simplifies the
application process.
Money To Boost Your Career
Stimulus Money For
College
According to the U.S.
Department of Labor, over 7.5 million people have filed for unemployment
since the start of the recession in December 2007. While the jobless rate
is at its highest in over 25 years at a staggering 9.5 percent, President
Obama's Stimulus Plan is working to relieve the downward pressure on the
job market. With $790 billion being invested in our nation's most
influential industries, it's time for you to reinvent your career with the
right training and qualifications. In February, President Obama announced
"We are making the largest investment in education in our nations
history."
The economic stimulus
package, which will double the Department of Education's budget over the
next two years, will "make a reported 4 million more students eligible for
expanded tax benefits and significantly increase federal grant and
scholarship funding for an estimated 7 million students. The plan makes
the
first $4,000 of higher
education free for most middle class families.
Eligible schools include
universities, colleges, trade schools - including "distance learning" and accredited online programs. If you are
serious about furthering your career with a good degree program or
accredited job training,
right now is the perfect time to earn a degree online!
Stimulus Money To Start Your Own
Business.
If
you've dreamed of being your own boss and owning your own business, there has never been a better time.
If you are currently unemployed the government will pay you to start a
small business and support you while you grow your new business under the Self-Employment Assistance program.
The program is administered by your state's unemployment office.
It's
easy and cheap to start a home business. Anyone can
easily build a small business website
in minutes that is free for the first 30 days and costs less than five
dollars month to maintain at Intuit Small Business.
Get Your Free 30 day Trial!
Stimulus Jobs / Diversity Jobs
The Federal Job Stimulus plan provides hiring incentives for employers
in certain industries. President Obama’s stimulus plan promises to create
200,000 new jobs over the next three years. Monster has a good overview of
stimulus jobs ,
including who's hiring, where the jobs are, and the types of
jobs available.
Professionals, managers and executives seeking $50k or more who wish to
be considered at large & small employers, growth firms and Fortune 1000
companies should
register with
Climber to network with recruiters .
Money for a New Car
($9000 by combining gov credits & priv rebates)
The "CARS" stimulus program
or "Cash for Clunkers" plan officially ended August 24 at 8 pm. But if
you missed this deadline it's not too late to benefit from the initiative
and the special offers it spawned. Many auto makers are extending
and expanding the popular government offer beyond the deadline
with similar promotions funded from their own bailout money and reserves.
Even before the official government program ended, Chrysler announced July 23rd it would match the government rebate for some
models with money they received from their own bailout. Ford, Nissan, Toyota,
Chevrolet, Honda and Hyundai have also developed their own clunkers rebate
programs with more manufacturers and dealers coming on board every day. These offers are not available through
every dealer and may vary by
location, model and dealership. Some hybrid and high efficiency
vehicle purchases still qualify for a credit of up to $3,400.To learn more about how your local dealer
can save you thousands with non-government "Clunker" rebates
it's not too late to
find Participating Dealers.
Need an Auto Loan?

Even
if your credit is less than perfect, you may be able to
connect with a
lender who can help you take advantage of the deep discounts offered in
cash for clunkers programs. And don't forget, you can save even more
when you
compare
auto insurance quotes to save
40%
or more!
Start Now! Time is Running Out!
Get a
Free Personalized Debt Relief Plan to Legally Eliminate Credit Card Debt
Must Owe $10K or more in unsecured debt to
qualify
Settle
Your Tax Debt - Get On With Your Life
If you owe $10,000 or more in back taxes - complete
one simple form that may resolve your tax problem.
Home Value Down? Take 40% or More Off Your Home Insurance
It just makes sense. Why pay to insure your
home's old value?
See if You Qualify for Mortgage Restructuring
Obama Urges Homeowners to Refinance, Modify
and Restructure!
Find Participating Dealers for the $4500 "CARS" Rebate
Some dealers are extending the government
deadline with special rebates of their own. Hurry!
Get
Stimulus Funds For Building Your Own Online Business
Dislocated workers may collect funds while starting a business from home.
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