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Foreclosure! Ten Ways to Save Your Home
Get Forbearance or Restructured Terms
Get the terms of any offers in writing. If you're able to negotiate an arrangement with your creditors on the phone, ask them to send you the offer in writing. You may need to write them a letter asking for confirmation. When considering any sort of forbearance or loan restructuring, realistically consider if you will be able to follow through with your end of the agreement. If you still won't be able to afford to make the payments, the agreement won't do you any good.
If you don't feel comfortable negotiating this on your own, consider contacting an attorney or a foreclosure prevention screening company like HomeForeclosureFighter to negotiate for you. The service is free and confidential.
In recent years attorney screening services have
also been developed to help you find an attorney for whatever reason you
need. LegalMatch
is a web based attorney referral services that allow you to present your
case, and respond only to lawyers who want to help you. The service is
free and confidential. Submit your case to LegalMatch
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This article is a general guide only and is not intended to replace professional legal or financial advice.