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County
Recession Relief!
If You Know Where to
Look, Recession Relief is Available.
If you know where to look and you don't mind
putting a little effort into doing it yourself, recession relief is
available for just about every aspect of your life. Both private and government programs
may provide fast help for rent, unemployment,
home ownership, help with rising energy costs, money for college, cars and
even credit card debt. For many families, independent programs may be the
fastest resource for immediate assistance.
Credit Card Debt & Changing Laws
According to experts, the average American family carries a credit card
balance of $10,000. New credit card reform laws along with government
bailouts are motivating banks and credit card lenders to allow credit
card users to
settle debt faster and legally while avoiding bankruptcy.
It's important to continue to monitor your credit for errors and protect
your privacy against
id
theft to ensure you receive better rates after negotiating a
potential settlement.
Now that the
government is cracking down on credit card lenders, struggling cardholders
need to act fast to see if you may be eligible to quickly and legally
settle your debt - without bankruptcy.
Are you eligible?
Complete a 20-second form to find out. You could eliminate half of what you owe.
Tax Credits, Rebates and
Discounts for
Weatherization, Home Improvement and Remodeling
The rebate program is
similar to the popular “cash for clunkers” program, but doesn’t require a
trade-in or exchange. The federal government is offering incentives to
home owners who want to update their homes with the latest retrofits. You
can get substantial tax rebates for installing more efficient
heating and cooling
systems, water-saving
bathroom remodels and energy-saving
kitchen upgrades.The
short list of eligible Home Improvement Estimates include recession relief money for
major home repairs
like
replacing old windows
or money to install
new roofing,
new siding
and
insulating retrofits.
Individual states determine the type of
home improvement allowable and amount of your rebate. In addition, some
local governments, utilities and Energy Star certified manufacturers are
offering additional rebates and discounts. To take advantage of
this rebate you should
compare bids
from local
contractors
and get all your options.
Home Value Down? Take 40% or More Off
Related Expenses
One in six of all homeowners is now underwater. In
some of the hardest hit areas, more than 80% of homeowners owe more than
their home is worth. In just a few months American homeowners
collectively saw $3.3 trillion erased from the value of their real
estate while at the same time property
taxes and insurance remained the same or even worse - went up. While
many homeowners struggle to keep their heads above water, others
are actually lowering home payments by bringing insurance and taxes in
line with lower home values . . .
Take 40% Off Appraisal-Related Homeowner
Costs.
Need money for
home improvements?
A good source of funding for your home improvement project may be the
contractor you hire. Top home improvement contractors often provide
financing or can assist you in finding the best rates and most
flexible terms. It's a good idea to
get quotes from local contractors first and ask about financing
options.
Retire on Your Own Terms
Let Your House Secure Your Retirement and Put
Tax-Free Money in Your Pocket
The American Recovery and Reinvestment Act of 2009
raised the limit for government-backed
reverse mortgages to $625,500.
Now, there are no income, employment or credit qualifying restrictions.
The
money you receive is tax-free and you will never make a
another mortgage payment while you
live in the home. You own your home - not the bank. If you are over 62
years of age, you can get a
Free Reverse Mortgage Guide that explains all your options and simplifies the
application process.
Restructure Your Mortgage - Keep your home
affordable!
If you are current on your mortgage but struggling with the payments, refinancing your home with an
FHA,
Fannie Mae, Freddie Mac,
USDA
or conventional fixed-rate mortgage can make your home affordable again
and save you thousands of dollars. Homeowners
are urged to refinance, restructure or modify your mortgage.
Quickly determine if you are eligible for refinance loan restructuring.
Worried About Foreclosure?
This
year, one in ten homeowners is facing foreclosure, but new initiatives from
the government and private service providers for
loan modification and refinancing are making home affordable
again for millions of struggling homeowners. Loan modification allows
homeowners and lenders to change the
terms of your loan in order to stop foreclosure. A loan
modification is NOT a new loan. For many, it is often the ONLY option
for homeowners with bad credit that are behind on their mortgage. You
can take on the bank by yourself or you can
complete
one secure form to
get a personalized plan to
find out if you qualify. You have no obligation. There is no
credit check and no social security number is required. If you owe at
least $100,000 and are behind on your payments you may be
eligible to
stop foreclosure fast, modify your loan, eliminate your back payments
and save your home.
In some cases you may qualify for government rebates of up to $8,000. In addition, at-risk homeowners may be eligible for assistance from
local Section 8, HEAT programs, and other local housing authority
assistance programs.
Cash for Appliance
The
"Cash for Appliances" program provides incentives to anyone who wants to upgrade home
appliances to the latest energy-efficient environmentally-friendly models
or make energy efficient home improvements. You don't have to trade in
your old appliances. You will simply receive a rebate when you buy a
qualifying new appliance. The U.S. Department of Energy has set aside $300
million to pay shoppers who qualify.
States are at liberty to craft unique program plans that must be approved
by the DOE. States will indicate which Energy Star®
appliances qualify for their programs and the exact rebate amount for each
home appliance. Eligible appliances qualify consumers for $50, $200 or more towards the
purchase of high-efficiency Energy Star® rated appliances.
To get the most from
your remodeling and home appliance rebates you'll want to get quotes from
professional
contractors in your area.
Money for a New Car
Need an Auto Loan?
Even
if your credit is less than perfect, you may be able to
connect with a
lender who can help you take advantage of the deep discounts offered in
cash for clunkers programs. And don't forget, you can save even more
when you
compare
auto insurance quotes to save
40%
or more!
Start Now! Time is Running Out!
Get a
Debt Relief Plan to Legally Eliminate Credit Card Debt
You'll get live training and expert
support every step of the way.
Owe Back Taxes? Settle
it Now - Get On With Your Life
If you owe $10,000 or more in back taxes - complete
one simple form that may resolve your tax problem.
Worried About Foreclosure?
Get a personalized plan that could save your home. (Must owe $100k and be behind on your
payments to qualify).
Home Value Down? Take 40% or More Off Your Home Insurance
It just makes sense. Why pay to insure your
home's old value?
See if You Qualify for Mortgage Restructuring
No Credit Check and no Obligation. Must owe $100K and be current.
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