Refinancing or modifying your loan into an FHA, Fannie Mae, Freddie Mac or conventional fixed-rate mortgage can make your home affordable again and save you thousands of dollars. In some cases you may qualify for government rebates just for refinancing your existing home into a mortgage you can afford. First time Massachusetts home buyers may qualify for up to $8000 in housing tax credits to help with down payment and closing costs. Click here to quickly determine if you are eligible for loan restructuring.

According to the White House, the average American family carries a credit card balance of $10,000. New regulations and bailout initiatives are motivating banks and credit card lenders to forgive debt and clear late paying accounts off the books. You can complete a 20-second form to see if you qualify for comprehensive debt relief.

If your car, SUV or truck is between nine and twenty-five years old (regardless of condition) you may qualify for between $3500 and $4500 rebate from the government. The Car Allowance Rebate System (CARS) is a new program from the government that will help you pay for a new, more fuel efficient car or truck when you trade in your less fuel efficient car or truck to a participating Massachusetts new car dealer near you .

Money For Massachusetts College and Career Training ($4000 or more)

In February, President Obama announced "We are making the largest investment in education in our nations history."

The economic stimulus package, which will double the Department of Education's budget over the next two years, will "make a reported 4 million more students eligible for expanded tax benefits and significantly increase federal grant and scholarship funding for an estimated 7 million students. The plan makes the first $4,000 of higher education free for most middle class families but doesn't end there... Learn how to qualify for education stimulus money