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Reduce Credit Card Debt Legally!
Economic Recovery Money!
Do You Qualify? Are You
Eligible?
Here are ten surprisingly easy
ways to benefit
If you know where to look and you don't mind putting a little effort into
doing it yourself, recession relief is available for just about every
aspect of your life. Both private and government programs may
provide fast help for rent, unemployment, home ownership, help with
rising energy costs, money for college, cars and even credit card debt.
For many families, independent programs may be the fastest resource for
immediate assistance.
Although not part of the federal stimulus package, independent service
providers may often produce very fast and very effective help during
this economic crisis.
Credit Card Debt & Changing Laws
According to experts, the average American family carries a credit card
balance of $10,000. New credit card laws that kicked in Feb 2010 along
with government bailouts are motivating banks and credit card lenders to
quickly settle debt. You could eliminate half of what you owe.
It's important to continue to monitor your credit for errors and protect
your privacy against
id
theft to ensure you receive better rates after negotiating a
potential settlement.
Now that the government is cracking down on credit card lenders,
struggling cardholders need to act fast to see if you may be eligible to
quickly and legally settle half your debt - without bankruptcy.
Are you eligible?
Complete a 20-second form to find out. You could eliminate half of
what you owe.
Retire on Your Own Terms
Let Your House Secure Your
Retirement and Put Tax-Free Money in Your Pocket
The American Recovery and Reinvestment Act of 2009
raised the limit for government-backed reverse mortgages to $625,500.
Now, there are no income, employment or credit qualifying restrictions.
The
money you receive is tax-free and you will never make
a another mortgage payment while you live in the home. You own your home
- not the bank. If you are over 62 years of age, you can get a
Free Reverse Mortgage Guide that explains all your options and
simplifies the application process.
Restructure Your Mortgage - Keep your home affordable!
If you are current on your mortgage but struggling with the payments,
refinancing your home with an
FHA,
Fannie Mae, Freddie Mac, USDA or conventional fixed-rate mortgage can
make your home affordable again and save you thousands of dollars. Homeowners
are urged to refinance, restructure or modify your mortgage.
Quickly determine if you are eligible for
refinance loan restructuring.
Worried About Foreclosure?
This year, one in ten homeowners is facing foreclosure, but new
initiatives from the government and private service providers for loan
modification and refinancing are making home affordable again for
millions of struggling homeowners. Loan modification allows homeowners
and lenders to change the terms of your
loan in order to stop foreclosure. A loan modification is NOT a
new loan. For many, it is often the ONLY option for homeowners with bad
credit that are behind on their mortgage. You can take on the bank by
yourself or you can
complete
one secure form to get a personalized plan to find out if you
qualify. You have no obligation. There is no credit check and no social
security number is required. If you owe at least $100,000 and are behind
on your payments you may be eligible to
stop foreclosure fast, modify your loan, eliminate your back payments
and save your home.
In some cases you may qualify for government rebates of up to $8,000. In
addition, at-risk homeowners may be eligible for assistance from local
Section 8, HEAT programs, and other local housing authority assistance
programs.
Home Value Down? Take 40% or More Off
Related Expenses
One in six of all homeowners is
now underwater. In
some of the hardest hit areas, more than 80% of homeowners owe more than
their home is worth. In just a few months American homeowners
collectively saw $3.3 trillion erased from the value of their real
estate while at the same time property taxes and insurance remained the
same or even worse - went up. While many homeowners struggle to keep
their heads above water, others are actually lowering home
payments by bringing insurance and taxes in line with lower home values
. . .
Take 40% Off Appraisal-Related Homeowner
Costs.
Tax Credits, Rebates and
Discounts for
Weatherization, Home Improvement and Remodeling
The rebate program is similar to the popular “cash for clunkers”
program, but doesn’t require a trade-in or exchange. The federal
government is offering incentives to home owners who want to update
their homes with the latest retrofits. You can get substantial tax
rebates for installing more efficient
heating
and cooling
systems,
water-saving
bathroom
remodels and energy-saving
kitchen upgrades.The
short list of eligible Home Improvement Estimates include recession relief money for
major
home repairs
like
replacing old windows
or money to install
new
roofing,
new
siding
and
insulating retrofits.
Individual states determine the type of home improvement allowable and
amount of your rebate. In addition, some local governments, utilities
and Energy Star certified manufacturers are offering additional rebates
and discounts. To take advantage of this rebate you should
compare bids from local
contractors
and get all your options.
Need a loan for home improvements?
A good source of funding for your home improvement project may be the
contractor you hire. Top home improvement contractors often provide
financing or can assist you in finding the best rates and most flexible
terms. It's a good idea to
get quotes from local contractors first and ask about financing
options.
Cash for Appliance
The "Cash for Appliances"
program provides incentives to anyone who wants to upgrade home
appliances to the latest energy-efficient environmentally-friendly
models or make energy efficient home improvements. You don't have to
trade in your old appliances. You will simply receive a rebate when you
buy a qualifying new appliance. The U.S. Department of Energy has set
aside $300 million to pay shoppers who qualify.
States are at liberty to craft
unique program plans that must be approved by the DOE. States will
indicate which Energy Star® appliances qualify for their programs and
the exact rebate amount for each home appliance.
Eligible appliances qualify consumers for $50, $200 or more towards the
purchase of high-efficiency Energy Star® rated appliances.
To get the most from your remodeling and home appliance rebates you'll
want to get quotes from professional
contractors in your area.
Money for College
If you have been thinking of finally getting the career you've always wanted
but thought you couldn't afford, you should know 7 million college and trade
school students are expected to cash in on more than $53 billion from the
American Recovery and Reinvestment Act.
Eligible schools include universities and colleges as well "distance
learning" and accredited online programs so it's perfect for single parents,
displaced workers or anyone who is serious about building a better future.
Ask a Local school.
Money for a New Car
The "CARS" stimulus program or "Cash for Clunkers" plan officially
ended last August 24 at 8 pm. But if you missed this deadline it's
not too late to benefit from the initiative and the special
offers it spawned. Many auto makers are extending and expanding the
popular government offer beyond the deadline with similar promotions
funded from their own bailout money and reserves. Ford, Nissan, Toyota,
Chevrolet, Honda and Hyundai have also developed their own clunkers
rebate programs with more manufacturers and dealers coming on board
every day. These offers are not available through every dealer and may
vary by location, model and dealership. In addition, some hybrid and
high efficiency vehicle purchases still qualify for a credit of up to
$3,400.To learn more about how your local dealer can save you thousands
with non-government "Clunker" rebates it's not too late to
find Participating Dealers.
Need an Auto Loan?
Even if your credit is less
than perfect, you may be able to
connect with a lender who can help you take advantage of the deep
discounts offered in cash for clunkers programs. And don't forget, you
can save even more when you
compare
auto insurance quotes to save
40%
or more!
Owe Back Taxes? - Settle it Now
You may be eligible to settle
your largest tax debt for pennies on the dollar.
When it comes to Federal and state tax debt issues, most taxpayers are
simply not prepared to take on the many confusing issues and extremely
complicated system of rules, codes, laws, and regulations. But help is
available. If you owe $10,000 or more in tax debt It may be possible to
settle your tax debt for a fraction of what you owe. Many of the best
tax settlement experts in America now offer a
free consultation to help you decide what is best for your individual
situation. It's important to act quickly if you want to take advantage
the latest regulations and court decisions. The longer you ignore the
problem‚ the bigger your tax nightmare will become. Now it's easy to
complete
one simple form to resolve your tax problem, get the IRS off your
back and get on with your life.
Start Now! Time is Running
Out!
Get a Guaranteed Debt Relief Plan to Legally Eliminate Credit
Card Debt
You'll get live training and expert support every step of the way.
Owe Back Taxes? Settle it Now - Get On With Your Life
If you owe $10,000 or more in back taxes -
complete one simple form that may resolve your tax problem.
Worried About Foreclosure?
Get a personalized plan that could save your home. (Must owe $100k and be
behind on your payments to qualify).
Home Value Down? Take 40% or More Off Your Home Insurance
It just makes sense. Why pay to insure your
home's old value?
See if You Qualify for Mortgage Restructuring
No Credit Check and no Obligation. Must owe $100K and be current.
Find Participating Dealers for the $4500 "CARS" Rebate
Some dealers are extending the government
deadline with special rebates of their own. Hurry!
Get All the Convenience of a Credit Card Without the Debt
No credit check needed.
Sign up today and get approval in seconds.
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This website is not affiliated with any government
organization, party or program.
News for Public Officials
is dedicated to providing news, editorials and information that may help
elected officials better serve the people who elect them. The information
and notices contained on this website are intended as general research and
information and are expressly not intended, and should not be regarded, as
financial or legal advice. We attempt to ensure that the material contained
on the web-site is accurate and complete at the date first published,
however you should recognize that information contained on this web-site may
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