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Based in Lubbock County Texas,
Davick Services provides fast, accurate and reliable
abstracting and public records research into forty seven
surrounding Texas and New Mexico Counties.
In addition, we
also
publish the
News for Public
Officials and the
Texas Directory of Independent Local
Abstractors and Researchers
(TXDILAR)
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Issues, Archives and
Feature Articles |
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Popular Articles
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Economic Recovery!
Here are ten surprisingly easy ways to benefit
Credit Card Debt & Changing Laws
According to experts, the average American family carries a credit card balance of
$10,000. New
credit card laws of and proposed laws set to go into effect in 2010
along with government bailouts are motivating banks and credit card
lenders to
quickly settle debt
with debt settlement specialists. You
may be able to eliminate half of what you owe.
Now that the
government is cracking down on credit card lenders, struggling cardholders
need to act fast to see if you may be eligible to quickly and legally
settle half your debt - without bankruptcy. Are you eligible?
Complete a 20-second form to find out.
Let Your House Secure Your Retirement and Put
Tax-Free Money in Your Pocket
The American Recovery and Reinvestment Act of 2009
raised the limit for government-backed
reverse mortgages to $625,500.
There are no income, employment or credit qualifying restrictions. You own
your home - not the bank and you never make a mortgage payment while you
live in the home and the
money you receive is tax-free. If you are over 62, you can get a
Free Reverse Mortgage Guide that explains all your options and simplifies the
application process.
Restructure Your Mortgage - Keep your home
affordable!
If you are current on your mortgage but struggling with the payments, refinancing your home with an
FHA ,
Fannie Mae, Freddie Mac,
USDA
or conventional fixed-rate mortgage can make your home affordable again
and save you thousands of dollars. Homeowners
are urged to refinance, restructure or modify your mortgage.
Quickly determine if you are eligible for refinance loan restructuring. 
Worried About Foreclosure?
This
year, one in ten homeowners is facing foreclosure, but new initiatives from
the government and private service providers are making home affordable
again for millions of struggling homeowners. Loan modification allows
homeowners and lenders to change the
terms of your loan in order to stop foreclosure. A loan
modification is NOT a new loan. For many, it is often the ONLY option
for homeowners with bad credit that are behind on their mortgage. You
can take on the bank by yourself or you can
complete
one secure form to
get a personalized plan to
find out if you qualify. You have no obligation. There is no
credit check and no social security number is required. If you owe at
least $100,000 and are behind on your payments you may be
eligible to
stop foreclosure fast, modify your loan, eliminate your back payments
and save your home.
Home Value Down? Take 40% or More Off Related
Expenses
One in six
of all homeowners is now underwater. In some of the hardest hit areas, more than
80% of homeowners owe more than their home is worth. In just a few months American
homeowners collectively saw $3.3 trillion erased from the value of their
real estate while at the same time property taxes and insurance remained
the same or even worse - went up. While many homeowners struggle to keep their
heads above water, others are actually lowering home payments by bringing insurance
and taxes in line with lower home values . . .
Learn how you
can take 40% Off Appraisal-Related
Costs.
Money for
Home Improvement, Weatherization and Remodeling
The "Cash for Caulkers" program is
similar to the popular “Cash for
Clunkers” program of 2009, but doesn’t require a
trade-in or exchange. The federal government is offering incentives to
home owners who want to update their homes with the latest retrofits. You
can get substantial tax rebates for installing more efficient
heating and cooling
 systems, water-saving
bathroom remodels and energy-saving
kitchen upgrades .The
short list of eligible home improvement incentives include stimulus
money for
 major home repairs
like
replacing old windows
or money to install
new roofing,
new siding
 and
insulating retrofits.
Individual states determine the type of
home improvement allowable and amount of your rebate. In addition, some
local governments, utilities and Energy Star certified manufacturers are
offering additional rebates and discounts. To take advantage of
this rebate you should
compare bids
from local
contractors
and get all your options.
Need a loan for
home improvements?
A good source of funding for your home improvement project may be the
contractor you hire. Top home improvement contractors often provide
financing or can assist you in finding the best rates and most
flexible terms. It's a good idea to
get quotes from local contractors first.
You'll learn what your project will cost and available financing
options.
Cash for Appliances
The
"Cash for Appliances" program provides incentives to anyone who wants to upgrade home
appliances to the latest energy-efficient environmentally-friendly models
and make energy efficient home improvements. You don't have to trade in
your old appliances. You receive a your rebate when you buy a
qualifying new appliance.
States are at liberty to craft unique program plans that must be approved
by the DOE.
Eligible appliances qualify consumers for $50, $200 or more towards the
purchase of high-efficiency Energy Star® rated appliances.
The U.S. Department of Energy has set aside $300
million to pay shoppers who qualify.
To get the most from your remodeling and home
appliance rebates you'll want to get quotes from participating
kitchen and bath contractors in your area.
Money for a New Car
The "CARS" stimulus program
or "Cash for Clunkers" plan officially ended last August 24,
2009. If
you missed this deadline it's not too late to benefit from the initiative
and the special offers it spawned. Many auto makers are extending
and expanding the popular government offer beyond the deadline
with similar promotions funded from their own bailout money and reserves.
In addition, some hybrid and high efficiency
vehicle purchases still qualify for a credit of up to $3,400.To learn more about how your local dealer
can save you thousands with non-government "Clunker" rebates
it's not too late to
find Participating Dealers.
Need an Auto Loan?
Even
if your credit is less than perfect, you may be able to
connect with a
lender who can help you take advantage of the deep discounts offered in
cash for clunkers programs. And don't forget, you can save even more
when you
compare
auto insurance quotes to save
 40%
or more!
Owe Back Taxes? - Settle it Now
You
may be eligible to settle your largest tax debt for pennies on the dollar.
When it comes to Federal and state tax
debt issues, most taxpayers are simply not prepared to take on the many
confusing issues and extremely complicated system of rules, codes, laws,
and regulations. But help is available. If you owe $10,000 or more in tax
debt It may be possible to
settle your tax debt for a fraction of what you owe. Many of the best
tax settlement experts in America now offer a
free consultation to help you decide what is best for your individual
situation. It's important to act quickly if you want to take advantage the
latest regulations and court decisions. The longer you ignore the problem‚
the bigger your tax nightmare will become. Now it's easy to
complete
one simple form to resolve your tax problem, get the IRS off your back
and get on with your life.
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America's Loneliest Counties
 Isolated, secluded, steeped in history and
rich in tradition -- these counties are the least populated and most
isolated places in America
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How To
Build Your Own Professional Mobile Office
Davick Services shows how their mobile research offices make
On-Demand On-Site Mobile Abstracting and Public Records
Research possible in this How-to article.
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